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毕雯珺小鬼同框

、数智驱动”为核心设计理念，通过科技创新有效夯实了数智化转型基础。科技创新引领清算系统升级。邮储银行通过对清算系统重构实现了三大突破：建立全行统一的清算内部账户管理体系，实现了资金结算的集中管控；构建智能化风险防控模型，实现交易全链路实时监控；大幅扩展业务集约化处理范围，显著提升了运营管理效能。核心技术自主可控成效显著。系统建设过程中，邮储银行坚持自主创新，采用国产化硬件设备，基于云原生架构构建实

分散风险，又能分享国防现代化进程中的投资红利，中长期值得关注。（张韵）

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